Welcome to Practically Independent
Practically Independent Advisory Services is a reliable partner for small businesses in Idaho, Montana, and beyond. With over 20 years of experience in financial & management consulting, Jay Rigler provides a well-rounded approach to business and personal financial strategy. Jay's number 1 goal is to help you take control of your finances, either in your small business or personal life.
Services
Taking Your Finances to the Next Level
Business Strategy & Financial Consulting
Business strategy & financial consulting services can help small businesses grow and succeed by taking control of your finances. Jay provides analysis and modeling services, and will work with you to identify areas for improvement, and implement strategies to increase your revenue and profitability.
Personal Money Coaching
Personal money coaching can help you achieve your financial goals. Jay provides customized Money Coaching and has a proprietary 12-Step plan to eliminate debt and build wealth.
Small Business Consulting Services
1
Cash Flow
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Cash Flow Analysis
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13-Week Cash Flow Model & Forecast
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3-Statement Financial Modeling
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Review of Business Expenses
2
Budgeting & Forecasting
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Create or Review an Existing Budget
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Budget vs Actual Performance Analysis
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Revenue Forecasting
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Expense Forecasting
3
Buy or Sell a Small Business
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Small Business Valuations
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Structured Buyout Consulting
Personal Money Coaching Services
1
Build a Foundation
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Create an Undetailed Budget
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Separate Income & Expenses
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Save 1-month Emergency Fund
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Eliminate High-Interest Debt
2
Build a Routine
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Review Insurance & Wills
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Get Employer Match for Retirement
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Save 6-Month Emergency Fund
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Eliminate All Non-Mortgage Debt
3
Build a Legacy
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Invest 15% of Gross Income to Retirement
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Save for Kids' College
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Use HSA to Self-Insure for Long-Term Care
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Pay off Mortgage
ABOUT
About Practically Independent
Jay Rigler, Consultant at Practically Independent, is committed to helping individuals and small businesses achieve financial success. Jay has over 20 years of experience in business strategy consulting and personal money coaching. Jay will work closely with you to understand your unique needs and develop customized solutions that help you achieve your goals.