Learn the three unique characteristics of student loans that make them more dangerous than almost all other kinds of debt.
Don’t Let Employee Benefits Become Golden Handcuffs
Employee benefits can be a great addition to regular compensation. But, beware of perks that make it too costly to change jobs.
Learn How to Eliminate Car Payments Forever
Find out how to turn your current car loan into the last car loan you will ever have. It's time to make a plan to eliminate car payments forever.
Becoming Financially Independent is Hard but it should not be Complicated
Becoming financially independent takes discipline, determination, and a lot of hard work. Adding unnecessary complexity doesn't help.
How ETFs and Mutual Funds Build Diversification Into Your Portfolio
Find out how investing in Exchange Traded Funds (ETFs) or Mutual Funds builds more diversification into a portfolio than buying individual stocks.
How to Decide if a Balance Transfer or Debt Consolidation Makes Sense
Low-interest balance transfers and debt consolidation can be tempting. Learn how to determine if a balance transfer or debt consolidation is right for you.
How Reward Credit Cards Lead to Accidental Overspending
Using Reward Credit Cards for everyday purchases leads to overspending. Find out what happened when I switched to debit cards for 90 days.
Gold Proves it is Not an Investment… By Hitting an All-Time High
Gold is flirting with all-time high prices set back in 2011. Learn why that proves gold is not an investment and has no place in your nest egg.
If You Are Willing to Pay Over Time, Why Are You Not Willing To Save Up?
Debt does not allow you to buy things you couldn't otherwise afford. It simply lets you buy things sooner, in exchange for interest and added risk.
Every Single Restaurant is a Luxury – And They Cost More Than You Think
Going to a restaurant is literally just paying someone to cook for you and do your dishes. Paying someone to do something for you is, by definition, luxury.