It is impossible to build wealth without positive cash flow. No matter what your income, if you spend more than you make, you will always be broke.

It is impossible to build wealth without positive cash flow. No matter what your income, if you spend more than you make, you will always be broke.
Absolutely everyone needs to have an emergency fund. But how much is enough? Learn how to calculate the exact amount you need to set aside for a rainy day.
Learn why cryptocurrency is a bad investment and currency: it fails all three investment criteria and is entirely too unstable to be a useful currency.
See how my Fidelity Go Robo-Advisor portfolio grew by 21% in 2020, beating the S&P 500 by five percentage points, with less volatility.
Learn why Warren Buffett famously said that the best investment for individual investors is the S&P 500 because "there's been no better bet than America."
Having an upside-down car loan can be a nightmare. Learn what it means to be upside-down on your car and what you can do about it.
See the 10 most popular Personal Finance articles from Practically Independent in 2020. Find out what others were reading in this incredibly challenging year.
Learn two personal finance rules of thumb to take control of your two largest expenses: housing and transportation. Don't get over-extended!
A high FICO Credit Score can reduce the cost of borrowing money. Learn how to responsibly increase your credit score without taking on unnecessary debt.
Learn what a Roth IRA Conversion is and whether it is right for you. Plus, learn the logistics of how and when to execute a Roth IRA Conversion.