Find out how planning for Budget Cheat Days can combat the Abstinence-Violation Effect and Failure Cascades that sabotage your long-term financial health.
Find out why the 4% withdrawal rule does not mean selling investments during retirement. Selling shares reduces your retirement income. Forever.
A cash-out refinance can lower the cost of what you owe, but behavior change is the only way to actually reduce debt.
Without positive cash flow, it is impossible to build wealth.
Cryptocurrency does not currently meet my criteria of an investment. It is a speculative gamble and has no place in my portfolio.
Learn the two rules of thumb for your mortgage and car loans. Just because you can qualify for a mortgage or car loan does not mean you can afford it.
Find out what happened when my dad asked if we should invest in Costco or stick with a low-cost S&P 500 Index ETF.
The more evidence you provide that you pay your debts, the higher your score goes.
Take the first step to escape living paycheck-to-paycheck... by creating an un-detailed budget.
The right portfolio for you will have an allocation that you can manage, with costs under control, and little chance of execution errors.