Every year you should fully comprehend your income, separate recurring expenses from personal spending, and decide how much positive cash flow you want.
Bank fees are big business, but your bank sells your money to other people for a profit. Find out why it's important to stop buying your own money.
Learn how to use three areas in your undetailed budget to find opportunities to increase savings: Income, Recurring Expenses, and Personal Expenses.
Find out how planning for Budget Cheat Days can combat the Abstinence-Violation Effect and Failure Cascades that sabotage your long-term financial health.
Without positive cash flow, it is impossible to build wealth.
Learn the two rules of thumb for your mortgage and car loans. Just because you can qualify for a mortgage or car loan does not mean you can afford it.
Take the first step to escape living paycheck-to-paycheck... by creating an un-detailed budget.
A strategy for deciding how to best utilize cash windfalls like tax refunds, inheritances, insurance, and court settlements using a simple decision waterfall.