Employee benefits can be a great addition to regular compensation. But, beware of perks that make it too costly to change jobs.
Becoming Financially Independent is Hard but it should not be Complicated
Becoming financially independent takes discipline, determination, and a lot of hard work. Adding unnecessary complexity doesn't help.
How Reward Credit Cards Lead to Accidental Overspending
Using Reward Credit Cards for everyday purchases leads to overspending. Find out what happened when I switched to debit cards for 90 days.
Every Single Restaurant is a Luxury – And They Cost More Than You Think
Going to a restaurant is literally just paying someone to cook for you and do your dishes. Paying someone to do something for you is, by definition, luxury.
The Shortest Path to Wealth is a Boring Straight Line
Don't waste time and energy on things that create an illusion of financial progress. Instead, make slow and steady steps toward wealth. One step at a time.
Cash-Flow is Your Most Powerful Wealth-Building Tool
Learn how positive cash flow can have the same impact on wealth-building as hundreds of thousands of invested dollars by creating Disposable Income.
How to use Conscious Spending to Free Yourself From Guilt
Find out how Conscious Spending removes guilt from buying the things that bring you joy, while simultaneously achieving your financial goals.
The First Thing You Should Buy After The Pandemic
The global Coronavirus (COVID-19) pandemic won't last forever. When it is over, the first thing you should buy is an emergency fund.
How (and Why) to Apply the KISS Principle to Your Finances
Apply the Keep It Simple Stupid (KISS) Principle to your finances. Managing your money should be easy, and never buy a financial product you don't understand.
3 Things to do Every Year to Take Control of Your Finances
Every year you should fully comprehend your income, separate recurring expenses from personal spending, and decide how much positive cash flow you want.