Making daily purchases with rewards credit cards can be risky. Before you decide, learn the difference between spending more than you can afford and budget creep.
The Risks of Using Reward Credit Cards for Everything
How to Find Room for Savings in Your Budget
Learn how to use three areas in your undetailed budget to find opportunities to increase savings: Income, Recurring Expenses, and Personal Expenses.
Start Saving for Holiday Gifts Now
If you are going to spend 5 months paying off your Christmas spending, it is better to do it before Christmas instead of after.
Why It Is Important to Plan For Budget Cheat Days
Find out how planning for Budget Cheat Days can combat the Abstinence-Violation Effect and Failure Cascades that sabotage your long-term financial health.
Why Cash Flow is More Important Than Wealth
Without positive cash flow, it is impossible to build wealth.
2 Budgeting Rules to Add FIRE to Your Finances
Learn the two rules of thumb for your mortgage and car loans. Just because you can qualify for a mortgage or car loan does not mean you can afford it.
Hate Budgeting? Learn How to Master Your Finances Without a Detailed Budget
Take the first step to escape living paycheck-to-paycheck... by creating an un-detailed budget.
The Tax Refund Windfall Waterfall
A strategy for deciding how to best utilize cash windfalls like tax refunds, inheritances, insurance, and court settlements using a simple decision waterfall.