Learn the difference between the Practically Independent plan and the Dave Ramsey Baby Steps. Then you can decide which works better for you.
Learn How and Why To Create Sinking Funds
Learn what sinking funds are and what they are not. Plus, learn when they are appropriate and when they are not, and how to set one up.
How to Break the Paycheck to Paycheck Cycle
Living paycheck to paycheck is horrifyingly stressful. Learn exactly how to break the cycle by separating your income from your spending.
Don’t Let Employee Benefits Become Golden Handcuffs
Employee benefits can be a great addition to regular compensation. But, beware of perks that make it too costly to change jobs.
Becoming Financially Independent is Hard but it should not be Complicated
Becoming financially independent takes discipline, determination, and a lot of hard work. Adding unnecessary complexity doesn't help.
How Reward Credit Cards Lead to Accidental Overspending
Using Reward Credit Cards for everyday purchases leads to overspending. Find out what happened when I switched to debit cards for 90 days.
Every Single Restaurant is a Luxury – And They Cost More Than You Think
Going to a restaurant is literally just paying someone to cook for you and do your dishes. Paying someone to do something for you is, by definition, luxury.
The Shortest Path to Wealth is a Boring Straight Line
Don't waste time and energy on things that create an illusion of financial progress. Instead, make slow and steady steps toward wealth. One step at a time.
Cash-Flow is Your Most Powerful Wealth-Building Tool
Learn how positive cash flow can have the same impact on wealth-building as hundreds of thousands of invested dollars by creating Disposable Income.
How to use Conscious Spending to Free Yourself From Guilt
Find out how Conscious Spending removes guilt from buying the things that bring you joy, while simultaneously achieving your financial goals.