Spend less than the maximum allowed on housing and transportation if you want to accomplish more than just making the minimum payment.
When your income falls focus on three areas: 1) Maximize all income sources; 2) Minimize expenses to protect the four necessities; and, 3) Pile up as much savings as possible.
Learn how to calculate break-even, because refinancing your mortgage can be a great way to lower your housing expense, but only if it doesn't cost too much.
Learn why Credit Security Freezes are important and how easy it is to Freeze all three Credit Bureaus: Equifax, Experian, and TransUnion.
Unsecured debt will rob you of future wealth. Learn what types of debt can help you build wealth and how to use them wisely.
Student loans can be like a cancer that grows out of control. To avoid it, learn how to decide where to go to school, what to study, and how to pay for it.
Making daily purchases with rewards credit cards can be risky. Before you decide, learn the difference between spending more than you can afford and budget creep.
If you are going to spend 5 months paying off your Christmas spending, it is better to do it before Christmas instead of after.
See two examples that show why you should pay off your high-interest credit cards before you build your emergency reserves.
A cash-out refinance can lower the cost of what you owe, but behavior change is the only way to actually reduce debt.