Debt does not allow you to buy things you couldn't otherwise afford. It simply lets you buy things sooner, in exchange for interest and added risk.
The requirements to qualify for zero percent auto financing mean it is not free money. In fact, it is more expensive than many other alternatives.
Learn how to minimize the risk of Identity Theft damage by monitoring if someone is pretending to be you and protecting yourself from losses in case someone is successful.
Spend less than the maximum allowed on housing and transportation if you want to accomplish more than just making the minimum payment.
When your income falls focus on three areas: 1) Maximize all income sources; 2) Minimize expenses to protect the four necessities; and, 3) Pile up as much savings as possible.
Learn how to calculate break-even, because refinancing your mortgage can be a great way to lower your housing expense, but only if it doesn't cost too much.
Learn why Credit Security Freezes are important and how easy it is to Freeze all three Credit Bureaus: Equifax, Experian, and TransUnion.
Unsecured debt will rob you of future wealth. Learn what types of debt can help you build wealth and how to use them wisely.
Student loans can be like a cancer that grows out of control. To avoid it, learn how to decide where to go to school, what to study, and how to pay for it.
Making daily purchases with rewards credit cards can be risky. Before you decide, learn the difference between spending more than you can afford and budget creep.