Fake Rich is the condition of appearing wealthy while drowning in debt. Being Fake Rich is a dangerous choice, learn how to avoid it.
Why Student Loans are More Dangerous Than Other Types of Debt
Learn the three unique characteristics of student loans that make them more dangerous than almost all other kinds of debt.
Learn How to Eliminate Car Payments Forever
Find out how to turn your current car loan into the last car loan you will ever have. It's time to make a plan to eliminate car payments forever.
How to Decide if a Balance Transfer or Debt Consolidation Makes Sense
Low-interest balance transfers and debt consolidation can be tempting. Learn how to determine if a balance transfer or debt consolidation is right for you.
If You Are Willing to Pay Over Time, Why Are You Not Willing To Save Up?
Debt does not allow you to buy things you couldn't otherwise afford. It simply lets you buy things sooner, in exchange for interest and added risk.
Learn Why Zero Percent Auto Financing is Not Actually Free Money
The requirements to qualify for zero percent auto financing mean it is not free money. In fact, it is more expensive than many other alternatives.
Why Credit Monitoring and Identity Theft Insurance is a Waste of Money
Learn how to minimize the risk of Identity Theft damage by monitoring if someone is pretending to be you and protecting yourself from losses in case someone is successful.
Shift Your Goal from Making Payments to Making Progress
Spend less than the maximum allowed on housing and transportation if you want to accomplish more than just making the minimum payment.
Three Steps to Survive an Income Crisis
When your income falls focus on three areas: 1) Maximize all income sources; 2) Minimize expenses to protect the four necessities; and, 3) Pile up as much savings as possible.
How to Know if You Should Refinance Your Mortgage
Learn how to calculate break-even, because refinancing your mortgage can be a great way to lower your housing expense, but only if it doesn't cost too much.