Student loans can be like a cancer that grows out of control. To avoid it, learn how to decide where to go to school, what to study, and how to pay for it.
How to Decide if Student Loans are a Good Idea
The Risks of Using Reward Credit Cards for Everything
Making daily purchases with rewards credit cards can be risky. Before you decide, learn the difference between spending more than you can afford and budget creep.
Start Saving for Holiday Gifts Now
If you are going to spend 5 months paying off your Christmas spending, it is better to do it before Christmas instead of after.
Is It Better to Build Emergency Savings or Pay Off Credit Cards?
See two examples that show why you should pay off your high-interest credit cards before you build your emergency reserves.
A Cash-Out Refinance Does Not “Eliminate Debt”
A cash-out refinance can lower the cost of what you owe, but behavior change is the only way to actually reduce debt.
How I Got An 830 FICO Credit Score and You Can Too
The more evidence you provide that you pay your debts, the higher your score goes.
How to Decide Which Debt to Pay Off First
Learn why paying off the most expensive debt first is a much less costly approach than the Snowball Method.