Nearly everyone will need some form of Long-Term Care in their life. Determine if using a Health Savings Account to self-insure could work for you.
The Four Pillars of Personal Finance
Success in Personal Finance comes from four pillars: spend less than you make, have emergency savings, diverse investments, and rebalance.
What is Financial Independence
Financial Independence is a journey, not a destination. Taking control of your money allows you to increase your financial freedom a little more every day.
How ETFs and Mutual Funds Build Diversification Into Your Portfolio
Find out how investing in Exchange Traded Funds (ETFs) or Mutual Funds builds more diversification into a portfolio than buying individual stocks.
Gold Proves it is Not an Investment… By Hitting an All-Time High
Gold is flirting with all-time high prices set back in 2011. Learn why that proves gold is not an investment and has no place in your nest egg.
Fully Fund a Roth IRA Every Year and You Can Retire a Millionaire
Fully fund a Roth IRA every year, build a diverse portfolio, and you can become a millionaire in time for retirement. As long as you start early enough.
Ignore All Predictions: Investing, Economics, Weather, and Everything Else
Ignore economic forecasts. Instead: spend less than you make, have emergency savings, have diverse investments, rebalance regularly.
Why Gold and Other Precious Metals are Not Investments
Gold is not a good investment because it fails to meet two of the three criteria for good investments. Gold doesn't pay you for owning it and it doesn't create value.
Beware of Gimmick Investments
Micro-Investments lead to Micro-Wealth. But with time and compounding you can build real wealth with just a bit more effort and investment.
Updated Review – How Fidelity Go is Weathering the Virus-Related Global Sell-Off
Global recession concerns tanked stock markets in March 2020. The good news is that Fidelity Go performed exactly as it should in these market conditions.