The information provided on is for the personal use and information of individual users of this site.

No part of this site can be reproduced or copied in any way without express written consent of the site owner.

None of the information included on this site should be considered personal financial, legal, or tax advice. This site is solely a description of an approach to managing personal finances that has been used by the owner of the site. No claim is made about the suitability of any of the items on this site for any specific individual user or class of users.

Past performance is not a guarantee of future results. All investments may lose money. No part of this site should be considered a guarantee of financial performance. All examples are hypothetical. Consult an accountant, an attorney, or a financial adviser for advice that is specific to your situation. is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for website owners to earn advertising fees by advertising and linking to,, and any other website that may be affiliated with Amazon Service LLC Associates Program. As an Amazon Associate I earn from qualifying purchases.

Copyright 2018-2020. All rights reserved.