See the 10 most popular Personal Finance articles from Practically Independent in 2020. Find out what others were reading in this incredibly challenging year.


2020 Year in Review

2020 really has been one of the most unique and challenging years in a long time. The global pandemic has changed so many aspects of daily life, and personal finance is no exception.

This year has been a stressful time for all of us. But, if you started the year on shaky financial ground, it likely compounded all of the issues. As we turn the corner into 2021, let’s pause and look back at the most popular financial articles in 2020. Who knows, maybe you will be inspired to do even better with your money in 2021 than you did in 2020.

Will 2021 be the year you turn it all around? Can you take control of your finances? Are you ready to eliminate debt and build wealth?

You can do it. I have faith in you. And, I’m here to help.



#10 Take a Lesson from Real Estate: Never Sell Your Investments

Take a Lesson from Real Estate: Never Sell Your Investments

Find out why the 4% withdrawal rule does not mean selling investments during retirement. Selling shares reduces your retirement income. Forever.


#9 How to Break the Paycheck to Paycheck Cycle

How to Break the Paycheck to Paycheck Cycle

Living paycheck to paycheck is horrifyingly stressful. Learn exactly how to break the cycle by separating your income from your spending.


#8 The Shortest Path to Wealth is a Boring Straight Line

The Shortest Path to Wealth is a Boring Straight Line

Don’t waste time and energy on things that create an illusion of financial progress. Instead, make slow and steady steps toward wealth. One step at a time.


#7 The Undetailed Budget: the Best Tool to Take Control of Your Money

The Undetailed Budget: The Best Tool to Take Control of Your Money

Detailed budgets are too complicated to be useful. That’s why you should start with an Undetailed Budget to eliminate debt and build wealth.


#6 Updated Review – How Fidelity Go is Weathering the Virus-Related Global Sell-Off

Updated Review – How Fidelity Go is Weathering the Virus-Related Global Sell-Off

Global recession concerns tanked stock markets in March 2020. The good news is that Fidelity Go performed exactly as it should in these market conditions.


#5 Why Cash Flow is More Important Than Wealth

Why Cash Flow is More Important Than Wealth

Without positive cash flow, it is impossible to build wealth.


#4 The Risks of Using Reward Credit Cards for Everything

The Risks of Using Reward Credit Cards for Everything

Making daily purchases with rewards credit cards can be risky. Before you decide, learn the difference between spending more than you can afford and budget creep.


#3 Warren Buffett is Right: Investing in the S&P 500 is a Bet On America

Warren Buffett is Right: Investing in the S&P 500 is a Bet on America

Find out what happened when my dad asked if we should invest in Costco or stick with a low-cost S&P 500 Index ETF.


#2 How (and why) to Freeze Your Credit Bureau Records

How (and why) to Freeze Your Credit Bureau Records

Learn why Credit Security Freezes are important and how easy it is to Freeze all three Credit Bureaus: Equifax, Experian, and TransUnion.


#1 Fully Fund a Roth IRA Every Year and You Can Retire a Millionaire

Fully Fund a Roth IRA Every Year and You Can Retire a Millionaire

Fully fund a Roth IRA every year, build a diverse portfolio, and you can become a millionaire in time for retirement. As long as you start early enough.

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