Apply the Keep It Simple Stupid (KISS) Principle to your finances. Managing your money should be easy, and never buy a financial product you don't understand.
How (and Why) to Apply the KISS Principle to Your Finances
Only Use Debt For Real Estate, School, and Cars. Nothing Else
Unsecured debt will rob you of future wealth. Learn what types of debt can help you build wealth and how to use them wisely.
3 Things to do Every Year to Take Control of Your Finances
Every year you should fully comprehend your income, separate recurring expenses from personal spending, and decide how much positive cash flow you want.
How to Find Room for Savings in Your Budget
Learn how to use three areas in your undetailed budget to find opportunities to increase savings: Income, Recurring Expenses, and Personal Expenses.
Start Saving for Holiday Gifts Now
If you are going to spend 5 months paying off your Christmas spending, it is better to do it before Christmas instead of after.
How Much Would You Have to Save to Double Your Social Security
Find out how much your retirement accounts would have to be worth to double your social security. It's less than you think.
Why It Is Important to Plan For Budget Cheat Days
Find out how planning for Budget Cheat Days can combat the Abstinence-Violation Effect and Failure Cascades that sabotage your long-term financial health.
Why Cash Flow is More Important Than Wealth
Without positive cash flow, it is impossible to build wealth.
2 Budgeting Rules to Add FIRE to Your Finances
Learn the two rules of thumb for your mortgage and car loans. Just because you can qualify for a mortgage or car loan does not mean you can afford it.
Hate Budgeting? Learn How to Master Your Finances Without a Detailed Budget
Take the first step to escape living paycheck-to-paycheck... by creating an un-detailed budget.