Using Reward Credit Cards for everyday purchases leads to overspending. Find out what happened when I switched to debit cards for 90 days.
How Reward Credit Cards Lead to Accidental Overspending
Every Single Restaurant is a Luxury – And They Cost More Than You Think
Going to a restaurant is literally just paying someone to cook for you and do your dishes. Paying someone to do something for you is, by definition, luxury.
The Shortest Path to Wealth is a Boring Straight Line
Don't waste time and energy on things that create an illusion of financial progress. Instead, make slow and steady steps toward wealth. One step at a time.
Cash-Flow is Your Most Powerful Wealth-Building Tool
Learn how positive cash flow can have the same impact on wealth-building as hundreds of thousands of invested dollars by creating Disposable Income.
Shift Your Goal from Making Payments to Making Progress
Spend less than the maximum allowed on housing and transportation if you want to accomplish more than just making the minimum payment.
How to use Conscious Spending to Free Yourself From Guilt
Find out how Conscious Spending removes guilt from buying the things that bring you joy, while simultaneously achieving your financial goals.
Three Steps to Survive an Income Crisis
When your income falls focus on three areas: 1) Maximize all income sources; 2) Minimize expenses to protect the four necessities; and, 3) Pile up as much savings as possible.
The First Thing You Should Buy After The Pandemic
The global Coronavirus (COVID-19) pandemic won't last forever. When it is over, the first thing you should buy is an emergency fund.
How (and Why) to Apply the KISS Principle to Your Finances
Apply the Keep It Simple Stupid (KISS) Principle to your finances. Managing your money should be easy, and never buy a financial product you don't understand.
Only Use Debt For Real Estate, School, and Cars. Nothing Else
Unsecured debt will rob you of future wealth. Learn what types of debt can help you build wealth and how to use them wisely.