It is impossible to build wealth without positive cash flow. No matter what your income, if you spend more than you make, you will always be broke.
Absolutely everyone needs to have an emergency fund. But how much is enough? Learn how to calculate the exact amount you need to set aside for a rainy day.
Learn two personal finance rules of thumb to take control of your two largest expenses: housing and transportation. Don't get over-extended!
Detailed budgets are too complicated to be useful. That's why you should start with an Undetailed Budget to eliminate debt and build wealth.
Learn the difference between the Practically Independent plan and the Dave Ramsey Baby Steps. Then you can decide which works better for you.
Learn what sinking funds are and what they are not. Plus, learn when they are appropriate and when they are not, and how to set one up.
Living paycheck to paycheck is horrifyingly stressful. Learn exactly how to break the cycle by separating your income from your spending.
Becoming financially independent takes discipline, determination, and a lot of hard work. Adding unnecessary complexity doesn't help.
Using Reward Credit Cards for everyday purchases leads to overspending. Find out what happened when I switched to debit cards for 90 days.
Going to a restaurant is literally just paying someone to cook for you and do your dishes. Paying someone to do something for you is, by definition, luxury.