Apply the Keep It Simple Stupid (KISS) Principle to your finances. Managing your money should be easy, and never buy a financial product you don't understand.
Every year you should fully comprehend your income, separate recurring expenses from personal spending, and decide how much positive cash flow you want.
Bank fees are big business, but your bank sells your money to other people for a profit. Find out why it's important to stop buying your own money.
Making daily purchases with rewards credit cards can be risky. Before you decide, learn the difference between spending more than you can afford and budget creep.
Learn how to use three areas in your undetailed budget to find opportunities to increase savings: Income, Recurring Expenses, and Personal Expenses.
If you are going to spend 5 months paying off your Christmas spending, it is better to do it before Christmas instead of after.
Find out how planning for Budget Cheat Days can combat the Abstinence-Violation Effect and Failure Cascades that sabotage your long-term financial health.
A cash-out refinance can lower the cost of what you owe, but behavior change is the only way to actually reduce debt.
Without positive cash flow, it is impossible to build wealth.
Learn the two rules of thumb for your mortgage and car loans. Just because you can qualify for a mortgage or car loan does not mean you can afford it.