Spend less than the maximum allowed on housing and transportation if you want to accomplish more than just making the minimum payment.
Find out how Conscious Spending removes guilt from buying the things that bring you joy, while simultaneously achieving your financial goals.
When your income falls focus on three areas: 1) Maximize all income sources; 2) Minimize expenses to protect the four necessities; and, 3) Pile up as much savings as possible.
The global Coronavirus (COVID-19) pandemic won't last forever. When it is over, the first thing you should buy is an emergency fund.
Apply the Keep It Simple Stupid (KISS) Principle to your finances. Managing your money should be easy, and never buy a financial product you don't understand.
Every year you should fully comprehend your income, separate recurring expenses from personal spending, and decide how much positive cash flow you want.
Bank fees are big business, but your bank sells your money to other people for a profit. Find out why it's important to stop buying your own money.
Making daily purchases with rewards credit cards can be risky. Before you decide, learn the difference between spending more than you can afford and budget creep.
Learn how to use three areas in your undetailed budget to find opportunities to increase savings: Income, Recurring Expenses, and Personal Expenses.
If you are going to spend 5 months paying off your Christmas spending, it is better to do it before Christmas instead of after.