The requirements to qualify for zero percent auto financing mean it is not free money. In fact, it is more expensive than many other alternatives.
Gold is not a good investment because it fails to meet two of the three criteria for good investments. Gold doesn't pay you for owning it and it doesn't create value.
Learn how to calculate break-even, because refinancing your mortgage can be a great way to lower your housing expense, but only if it doesn't cost too much.
If you are going to spend 5 months paying off your Christmas spending, it is better to do it before Christmas instead of after.
See two examples that show why you should pay off your high-interest credit cards before you build your emergency reserves.
A cash-out refinance can lower the cost of what you owe, but behavior change is the only way to actually reduce debt.
Learn why paying off the most expensive debt first is a much less costly approach than the Snowball Method.