The requirements to qualify for zero percent auto financing mean it is not free money. In fact, it is more expensive than many other alternatives.
Spend less than the maximum allowed on housing and transportation if you want to accomplish more than just making the minimum payment.
Learn how to calculate break-even, because refinancing your mortgage can be a great way to lower your housing expense, but only if it doesn't cost too much.
Unsecured debt will rob you of future wealth. Learn what types of debt can help you build wealth and how to use them wisely.
Student loans can be like a cancer that grows out of control. To avoid it, learn how to decide where to go to school, what to study, and how to pay for it.
A cash-out refinance can lower the cost of what you owe, but behavior change is the only way to actually reduce debt.
Learn the two rules of thumb for your mortgage and car loans. Just because you can qualify for a mortgage or car loan does not mean you can afford it.
Learn why paying off the most expensive debt first is a much less costly approach than the Snowball Method.