The requirements to qualify for zero percent auto financing mean it is not free money. In fact, it is more expensive than many other alternatives.
Learn how to minimize the risk of Identity Theft damage by monitoring if someone is pretending to be you and protecting yourself from losses in case someone is successful.
Spend less than the maximum allowed on housing and transportation if you want to accomplish more than just making the minimum payment.
Learn how to calculate break-even, because refinancing your mortgage can be a great way to lower your housing expense, but only if it doesn't cost too much.
Learn why Credit Security Freezes are important and how easy it is to Freeze all three Credit Bureaus: Equifax, Experian, and TransUnion.
Unsecured debt will rob you of future wealth. Learn what types of debt can help you build wealth and how to use them wisely.
See two examples that show why you should pay off your high-interest credit cards before you build your emergency reserves.
A cash-out refinance can lower the cost of what you owe, but behavior change is the only way to actually reduce debt.
Learn the two rules of thumb for your mortgage and car loans. Just because you can qualify for a mortgage or car loan does not mean you can afford it.
The more evidence you provide that you pay your debts, the higher your score goes.