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Tag: Managing Risk

Close-up picture of monopoly board centered on Go to Jail with car game-piece and house
September 16, 2020September 15, 2020 jayrigler Managing Cash

Don’t Let Employee Benefits Become Golden Handcuffs

Employee benefits can be a great addition to regular compensation. But, beware of perks that make it too costly to change jobs.

Nest full of golden eggs
July 29, 2020July 29, 2020 jayrigler Managing Investments

Gold Proves it is Not an Investment… By Hitting an All-Time High

Gold is flirting with all-time high prices set back in 2011. Learn why that proves gold is not an investment and has no place in your nest egg.

Modern brown leather sofa
July 22, 2020September 25, 2020 jayrigler Managing Credit

If You Are Willing to Pay Over Time, Why Are You Not Willing To Save Up?

Debt does not allow you to buy things you couldn't otherwise afford. It simply lets you buy things sooner, in exchange for interest and added risk.

Fidelity Go Home Page on Black iPad
March 25, 2020March 25, 2020 jayrigler Managing Investments

Updated Review – How Fidelity Go is Weathering the Virus-Related Global Sell-Off

Global recession concerns tanked stock markets in March 2020. The good news is that Fidelity Go performed exactly as it should in these market conditions.

Stock Investing Chart on Laptop Photo by Negative Space from Pexels
September 11, 2019October 24, 2019 jayrigler Managing Investments

How to Use Diversification to Profit from All Market Conditions… Even a Recession

Properly diversified portfolios behave predictably and allow investors to profit from all market environments... Even recessions.

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Welcome to Practically Independent

My name is Jay Rigler, and I am a financial literacy advocate, economist, and author with 20 years of experience. I have been a personal financial advisor, worked at a Credit Card, and been responsible for analytics at a top-tier advertising agency where I was tasked with determining how much advertising is able to change consumers’ behavior. Now, I spend my time advocating for financial literacy and writing for PracticallyIndependent.com.

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