Properly diversified portfolios behave predictably and allow investors to profit from all market environments... Even recessions.
If you are going to spend 5 months paying off your Christmas spending, it is better to do it before Christmas instead of after.
Find out how much your retirement accounts would have to be worth to double your social security. It's less than you think.
See two examples that show why you should pay off your high-interest credit cards before you build your emergency reserves.
Find out how planning for Budget Cheat Days can combat the Abstinence-Violation Effect and Failure Cascades that sabotage your long-term financial health.
Find out why the 4% withdrawal rule does not mean selling investments during retirement. Selling shares reduces your retirement income. Forever.
A cash-out refinance can lower the cost of what you owe, but behavior change is the only way to actually reduce debt.
Without positive cash flow, it is impossible to build wealth.
Learn the two rules of thumb for your mortgage and car loans. Just because you can qualify for a mortgage or car loan does not mean you can afford it.
Find out what happened when my dad asked if we should invest in Costco or stick with a low-cost S&P 500 Index ETF.