Learn how to use three areas in your undetailed budget to find opportunities to increase savings: Income, Recurring Expenses, and Personal Expenses.
If you are going to spend 5 months paying off your Christmas spending, it is better to do it before Christmas instead of after.
See two examples that show why you should pay off your high-interest credit cards before you build your emergency reserves.
Find out how planning for Budget Cheat Days can combat the Abstinence-Violation Effect and Failure Cascades that sabotage your long-term financial health.
A cash-out refinance can lower the cost of what you owe, but behavior change is the only way to actually reduce debt.
Without positive cash flow, it is impossible to build wealth.
Learn the two rules of thumb for your mortgage and car loans. Just because you can qualify for a mortgage or car loan does not mean you can afford it.
Learn why paying off the most expensive debt first is a much less costly approach than the Snowball Method.
A strategy for deciding how to best utilize cash windfalls like tax refunds, inheritances, insurance, and court settlements using a simple decision waterfall.